Legal Information
📄 DISCLAIMER
General Information Only
The content provided on this website (Estalvo) is for informational and educational purposes only.
Nothing on this website constitutes:
- financial advice
- investment advice
- legal advice
- tax advice
- an offer to sell
- a solicitation of an offer to buy securities or digital assets
Users should conduct their own due diligence and consult qualified professionals before making financial or investment decisions.
Digital Assets & RWA Notice
Certain projects referenced on this website may involve:
- tokenized assets
- NFTs
- real-world asset (RWA) representations
- blockchain-based products
Digital assets carry significant risks, including:
- market volatility
- liquidity risk
- regulatory uncertainty
- smart contract risk
Past performance does not guarantee future results.
Third-Party Services
This website may reference or link to third-party platforms (e.g., investment platforms, token issuers, financial service providers).
Estalvo does not control or guarantee the accuracy, legality, or performance of third-party services.
Users interact with external platforms at their own risk.
No Investor Relationship
Using this website or interacting with Mira does not create:
- a client relationship
- an advisory relationship
- a fiduciary duty
All communications are informational in nature.
📄 PRIVACY POLICY
1. Data Controller
Website: Estalvo
Contact: contact@estalvo.com
2. Data Collected
When interacting with the website or the Mira chatbot, the following data may be collected:
- Messages submitted through the chatbot
- Email address (if voluntarily provided)
- IP address
- Browser metadata
- Session information
No sensitive personal data is intentionally requested.
3. Purpose of Processing
- responding to inquiries
- lead qualification
- communication follow-up
- service improvement
- security monitoring
4. Legal Basis (GDPR)
- Legitimate interest
- User consent (when voluntarily submitting contact details)
5. Data Storage
Messages may be stored securely for operational and compliance purposes.
Data is not sold or shared with unauthorized third parties.
6. Third-Party Processors
- Cloud hosting providers
- AI processing services
- Email delivery services
These providers process data solely for technical delivery purposes.
7. User Rights (GDPR)
- Access their data
- Request correction
- Request deletion
- Withdraw consent
Requests can be sent to: contact@estalvo.com
8. Data Retention
Data is retained only as long as necessary for operational or legal purposes.
📄 TERMS OF USE
Acceptance of Terms
By accessing this website, you agree to these Terms of Use.
Use of AI Assistant (Mira)
- Responses are informational only
- Responses may contain inaccuracies
- Users remain responsible for decisions
Mira does not provide professional advice.
Intellectual Property
All content on this website, including:
- branding
- design
- text
- AI prompts
- structural concepts
is the property of Estalvo unless otherwise stated.
Limitation of Liability
- investment losses
- indirect damages
- reliance on information provided
Use of this website is at your own risk.
Governing Law
This website is operated under applicable European regulations.